Porto Montenegro, Tivat, Tivat, Tivat Municipality, Montenegro. - Hero Image
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Porto Montenegro
Tivat | Tivat Municipality

The Quality of

Elevated Living

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Niko Lakovic
Niko Lakovic
Presented At
€2,000,000
Bedrooms
3
Bathrooms
3
Living
2,455
SQFT
Fireplace
Stone Countertops
Air Conditioning
Indoor Pool
Terrace
Balcony
Pool
Water View
Sea View
Mountain View
Panoramic / Scenic View
Porto Montenegro, Tivat, Tivat, Tivat Municipality, Montenegro. - Photo 1
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Porto Montenegro, Tivat, Tivat, Tivat Municipality, Montenegro. - Photo 6
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Porto Montenegro, Tivat, Tivat, Tivat Municipality, Montenegro. , Tivat , Tivat Municipality

Aqua 3bdr Sea View Apartment

Area: 228 m2 (180 m2 + 48 m2 terrace) Bedrooms: 3 Bathrooms: 3 Three-bedroom apartment with an area of ​​228 m2 in the Aqua building, Regent Pool Club Residences with a view of the swimming pools, the sea, and the Porto Montenegro marina. The apartment is fully furnished with luxury hotel equipment. It consists of a spacious living room, kitchen, dining room, three bedrooms, three bathrooms, a guest toilet, and a terrace with a total area of ​​48 m2 with a view of the swimming pools and the marina of Porto Montenegro. The Aqua building is part of the Regent Pool Club, so apartment owners can use the services of the 5
  • Regent Hotel.
Based on the concept of a condo hotel, the quality of residential services and amenities offered by the five

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Porto Montenegro
Tivat | Tivat Municipality

Mortgage Calculator

Estimate your monthly payments for this property

€
%
€100,000
%
Estimated Monthly Payment $3,160
Monthly Payment Breakdown
Principal & Interest $2,528
Loan Amount $400,000
Total Interest $337,621
Total Cost $737,621

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Important Information
  • This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
  • Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
  • Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
  • This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.

Market Opinion

Our perspective on current market conditions in Tivat. For informational purposes only — always consult a licensed real estate professional before making decisions.

Market Analysis
International luxury real estate typically appreciates steadily over time.
65
Buyer Score
Estimated regional appreciation: 4% annually
Ultra-luxury properties tend to be more resilient during market downturns

Future Value & Wealth Building

Starting investment: $200,000,000 20% down ($40,000,000)

Investment Perspective
$ $ $
$1 → $1.36
Every dollar invested today could become $1.36 in 10 years
$100 → 136 $1,000 → $1,362
+$17,186
$17,186/day
Your home may appreciate while you sleep
$120,632/week $522,739/mo $6,272,873/yr
$100K Investment Comparison (10 Years)
Real Estate (Leveraged)
$281K
S&P 500 Index
$259K
High-Yield Savings
$155K
Real estate leverage: potential 8% advantage over stocks
RENT 💸 -$110.1M
vs
OWN 📈 +$156.1M
$156.1M Potential Equity
vs $110.1M lost to rent over 10 years
$40.0M Down Payment Growth
3.9x
10yr
$156.1M
8.1x
20yr
$323.2M
12.6x
30yr
$505.1M
Wealth Comparison
×1,203
Equivalent to 1,203 average US homes
top 5%
US household wealth ranking
Median: $193K Yours: $505.1M
Time to Double Your Investment (accounting for market cycles)
42.4
years
Conservative
1.65% effective/yr
15.3
years
Optimistic
4.62% effective/yr
Projected Home Values (adjusted for market cycles)
10 Years
Conservative $235.5M +18%
Market $272.4M +36%
Optimistic $314.3M +57%
$156.1M est. equity
20 Years
Conservative $277.4M +39%
Market $370.9M +85%
Optimistic $493.9M +147%
$323.2M est. equity
30 Years
Conservative $326.7M +63%
Market $505.1M +153%
Optimistic $776.2M +288%
$505.1M est. equity

These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Data from World Bank and regional real estate market research | Estimates based on historical appreciation trends

Frequently Asked Questions

Common questions about this property

This apartment at Porto Montenegro, Tivat, Tivat, Tivat Municipality, Montenegro features 3 bedrooms with 2,455 square feet of living space.
This property offers 2,455 square feet of living space.
This property is listed at $200,000,000, which equals $81466 per square foot.
Based on current market indicators, Tivat shows an active market. The market opportunity score is 65 out of 100, reflecting factors like price trends, inventory levels, and days on market.
This is a apartment located in Tivat, Tivat Municipality. The property is situated in an established neighborhood with convenient access to local amenities and services.
Niko Lakovic

Niko Lakovic

Montenegro Sotheby's International Realty

License #-7377

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